Showing posts with label Trading and Insurance. Show all posts
Showing posts with label Trading and Insurance. Show all posts

Saturday, 25 December 2021

What is margin trading, what you need to know

 What is margin trading, what you need to know.

Rintokusmiran.com | What is margin trading, what you need to know – As a margin trader there is nothing wrong with knowing what margin trading is, especially for a beginner in the margin trading business.

Trading on margin is only for sophisticated investors with a high risk tolerance. This means that getting maximum results is accompanied by large and high risks. One of the risks is the possibility that you will lose more than your initial investment.

So that that doesn't happen, it's a good idea to know well what is margin trading, Following are some explanations regarding What is margin trading:

What is margin trading, what you need to know
 What is margin trading, what you need to know


Securities Margin

There are two definitions of margin. the first Margin securities is to borrow money to buy shares

Commodity Margin

However, if you are going to invest in commodities, trading on margin involves putting your own cash as collateral for a contract. Securities on margin are most often understood by some traders as borrowing money from a broker to buy a stock.

SECURITIES TRADING WITH MARGIN

Trading securities on margin is most often thought of as borrowing money from a broker to buy stock.

SECURITIES MARGIN REQUIREMENTS

Initial Margin:

How much cash do you have to deposit to buy a security on margin.

Maintenance Margin:

How much equity should you keep in your margin account.

IBKR Margin Account Type

MARGIN T REGULATION

Portfolio Margin Icon

Rule-based margin requirements are made from a formula defined and governed by Rule T, FINRA Rule 4210, and IBKR house requirements.

PORTFOLIO MARGIN

Risk-based margin requirements are assessed by creating a risk profile of positions in your account in accordance with OCC requirements. Only for advanced traders

Real Time Activity Monitoring

Monitor Balance

Function to view your balance and margin requirement on TWS Account Window in real-time

Margin Impact Preview

Shows the projected margin balance before placing an order to give an idea

Margin Warning

You'll receive alerts and set up alerts notifying you when your margin requirements are at risk.

That's my article regarding What is margin trading, what you need to know. Hopefully it can be useful for all of us.

Sunday, 12 December 2021

Easy Way to Claim Car Insurance

Rintokumiran.com| Easy Way to Claim Car Insurance - Disasters can happen anytime anywhere. Especially for those of you who have a four-wheeled vehicle which is usually called a car. These disasters range from fires, losses, and even accidents. As a form of protection for the car we have is to register our car with an insurance company.

But there is nothing wrong for those of you who have a vehicle to always obey traffic rules. traffic discipline, park your vehicle with double safety lock. Well on this occasion I will share information on how we make a car insurance claim.

For some people rarely deal with the problem of car insurance claims. Make sure that the incident that happened to the car is included in the insurance coverage. How to make an insurance claim is as follows.

Easy Way to Claim Car Insurance
Easy Way to Claim Car Insurance


1 Make a claim report.

Before you report your car insurance claim, make sure you first know the address of the head office, branches and even representatives. No less important is that you must know the email address of the insurance company, Faxsimile, Telephone. Or you can also take advantage of the insurance claim report application using an android-based application provided by the insurance company.

How about the time it takes to make your car insurance claim report. Regarding the time of reporting your insurance, it is in accordance with the provisions made by the car insurance company. For example, if the insurance company requires 3 x 24 hours after the incident, then you can report after 3 x 24 since the incident.

Reporting claims: you can come directly to the branch office, telephone, SMS, or the claim application provided by the insurance company. Usually a claim report must be made a maximum of 5×24 hours after the incident, depending on company policy.

2. Provide Supporting Documents for Your Car Insurance Claim.

Documents are an administrative completeness. Insurance claim documents include driving license, identity card, vehicle registration certificate, archive of insurance policies that you have. After the document is complete you will be asked to fill out a form.

Make sure you have proof of damage in the form of documentation / photo of your car that will be claimed. What concerns you is that the insurance claim documents are different but in general they are the same.

3. Verification and Validation of Car Insurance Claims

After you report to the car insurance company, the company will send a representative to verify and validate your car insurance claim report. The officer will conduct a survey and analysis of the damage to your car. This activity has the aim of ensuring that your vehicle is eligible for insurance and how much loss you have experienced.

4. Waiting for Verification and Validation Results from the company whether your car is eligible for approval for submitting an insurance claim or not approved/rejected.

5. Claim Execution Process.

If the submission of an insurance claim is approved by your car insurance company, you are entitled to a claim reimbursement. And your car will return to good as usual or nothing happens.

Easy is not the Easy Way to Claim Car Insurance? Hopefully the information I have provided about the Easy Way to Claim Car Insurance can help you make a claim for your car insurance.

Tuesday, 23 November 2021

Contract for Difference "CFD" Trading

Rintokusmiran.com | Contract for Difference "CFD" Trading - Maybe there are still many of us who are still unfamiliar with the term CFD Trading. This is quite reasonable because this term is less popular among traders in Indonesia and is therefore necessary widely promoted by foreign brokers.

In fact, the origin of CFD trading itself has been practiced in the 90's in the city of London, the capital of the United Kingdom.

LINK TRYOUT PPPK TAHAP 2 BERSAMA RINTO KUSMIRAN BAGIAN 10

The fact that the number of stock traders and investors in Indonesia is getting higher and higher which can be strong evidence of the possibility there is great interest in this CFD trading activity.

Well, before going further to explain about the advantages, disadvantages and how the trading itself works, it's good here to explain what is called CFD Trading?

Contract for Difference "CFD" Trading


Understanding CFD Trading

CFD trading can be interpreted as a CFD derivative contract trading activity, an abbreviation of Contract for Difference, between the buyer (buyer) and the seller (seller), where they agree to

pay the difference between the purchase price and the selling price of a number of financial instruments such as currency, commodity, stock or index. Or another definition of CFD is a contract between a trader and a trader

a broker who agrees to exchange the price difference on an underlying asset/security at time between the start and end of the contract.

The explanation is as simple as this: a buyer and a seller participate in a transaction based on the price movement of a stock for example, not based on the stock itself. If

If the stock price increases, the seller pays the difference in price to the buyer. However, if

the stock price at the time of closing was lower, then the buyer would be the one pay the difference in price to the seller.

In this case, the activity actually provides a simple way to speculate on the market without having to own the assets in accordance with the contract. Traders around the world

expect a spread/difference that will benefit them. that is, a trader will get more value from the CFD units they buy or sell if the price of the financial instrument move according to the trader's expectations. However, if the opposite happens where the instrument

Best Broker

About Cryptocurrency Stocks Forex Binomo Trading Investment Commodities are not moving as expected, so the trader is likely to suffer losses.

Reasons Traders Do CFD Trading

In fact there are a number of reasons why traders choose this type of activity, which are: can be summarized as follows:

1. Can benefit from both buying and selling

In this type of activity, several options will always be given to traders both for: buy or sell. This means, if a trader believes with certainty that in one day the price of the financial instrument he bought (even though he didn't actually buy it) will rises, then he will take a long position. 

Vice versa, if he believes that at some point the price of the financial instrument he bought will fall in the market, then the trader will take short positions.

It can be said that CFD trading will try to minimize the maximum loss that will be experienced a trader, or even profit from the sale of financial assets even though the market price is decreasing. For this reason, why many traders are switching

to CFD Trading because it will continue to provide profits from price fluctuations in the market because he will anticipate this by taking a sell option. Just keep in mind that if price fluctuations in the market are not as expected, then the trader may loss.

2. Protection of Investment Portfolio

If an investor feels anxious that the current value of his investment portfolio is predicted to dropped in the market, then the investor can take advantage of CFD trading to avoid loss by taking short positions. Thus, there is a loss due to a decrease in the value of portfolio will be minimized through the profit generated from the sale of the trading CFDs. Reportedly, now there are many investors in the country who use

Trading CFDs to protect their investment assets, especially during times of high price volatility in the market and has a high risk as well.

3. Gaining global market access with just one platform

Most of the brokers that offer CFD trading services will usually offer a variety of services variety of trading products on the global market, especially in developed countries such as the US, Europe and etc. 

Thus, traders, using only one platform at the broker selected, can easily trade on financial instruments such as currencies, stocks, cryptocurrencies, etc. in various world markets.

Saturday, 20 November 2021

How to Trade Stocks for Beginners

Rintokusmiran.com | How to trade stocks for beginners - Investing in stocks is not as difficult as most people think. There are many stock trading methods that beginners can try, such as online trading from a personal smartphone. In addition, the vast amount of information available can also prepare you to study market patterns and conditions. It's never too late to start trading stocks.

So what do you need to do when and before you start? Check out the following information so you don't go wrong when trading stocks!

Choose the correct arrow pointer

There are 22 types of stock indices listed on the Indonesia Stock Exchange (IDX). Learn about the types that are commonly used by stock operators. For example, you can choose LQ45 or IDX30, both of which are highly liquid and backed by reliable quality companies. LQ45 itself is an index of the stock market of the Indonesian Stock Exchange, which includes 45 companies. Meanwhile, the IDX30 is the 30 most liquid stocks.

Choose the right security

When you buy shares, you will be using a public company broker or stockbroker who charges a commission on every transaction. Choose a security with a lower commission percentage, for example 0.20% of the total purchase of shares. This is done in order to increase profits and provide a better way to trade your stocks.

Plan a stock trading period

There are two ways to trade stocks depending on the period: long-term and short-term. In the short term, the risk of loss is greater, but there is an opportunity to make a profit faster.

On the other hand, with long-term stock trading, there is a better chance of making a profit. If the stock has a good reputation, fundamentals and good performance

Do it patiently

Not all stock trading methods will be effective without patience. It is recommended that a beginner use a little capital and increase the amount as you understand.

How to Trade Stocks for Beginners
 How to Trade Stocks for Beginners
Likewise, when faced with losses, consider them with a clear mind and make an average recession by buying stocks that are falling in value. You can profit even when market conditions stabilize again

Tuesday, 16 November 2021

What is Trade?

Rintokusmiran.com | What is Trade? - The term "trade" is currently under discussion by many people. The reason is that more and more young people are getting rich recently due to the fact that they are playing in the commercial sector. Then what is trade?

This is what makes a lot of people look at this single tool. However, before deciding to spend money on trading, it is recommended that you know what trading is in advance so as not to run out of money, because it is known that this tool has great risks.

What is trade?

Trading is the process of long-term financial transactions, or the term is a business in the form of currencies.

What is Trade?
What is Trade?


In the financial market, trading is an important tool because it can generate large amounts of money. However, to make the most of your profits, you must read the market movements well.

In general, commerce is a basic economic concept that includes the buying and selling of goods and services. That is, the buyer will pay compensation to the seller or in the exchange of goods or services between the parties.

LINK TRYOUT PPPK TAHAP 2 BERSAMA RINTO KUSMIRAN BAGIAN 9

Thus, trade can be completed as an exchange of goods for money. Trading in the financial markets themselves refers to the buying and selling of securities.

As with any instrument, trading aims to make money by selling an asset at a lower price than it was paid for.

To profit from trading, traders must monitor prices from time to time and look for patterns to predict future prices.

Trade types

To understand more about trading, there are a number of different types of trading in the financial markets. Here are some of them:


1. Stock trading

Stock trading is the ownership of shares in a public company that is sold to the public through a stock broker. Investors can benefit if the company increases its profits.

Simply put, stock trading is the buying and selling of stocks over a period of time, but most are short.

To profit from stock trading, you must make the right decisions. This means knowing when to buy and sell, and knowing the movement of price fluctuations.


2. Forex trading

Forex trading is a type of trading in which the currency of one country is sold for the currency of another with the participation of the main foreign exchange markets of the world, which takes place around the clock.

It should be noted that the participants in the forex market are not only a few, but also several institutional or non-institutional parties.

3. Commodity trading

In the commodity market, the company compensates for its future risks when buying or selling natural resources.

For example, if at that time only precious items such as oil or precious metals could be traded physically, now you can buy and sell them online and you can profit from trading these commodities.

To get the most profit, you can open a buy position when the price is low and sell it again when the price is high.

The difference between trading and investing

Some people still do not know the definitions of investing and trading that can increase your wealth. But both have different definitions of understanding. The meaning of both is explained below.

Investment is defined as the infusion of funds by investors in order to accumulate assets and generate profits in the future.

Whereas, a trader is a person who invests in order to make a profit by taking advantage of price changes in a short period of time.

To better understand investing and trading, here are the main differences you should know:

1 The buy-and-hold principle. This means that investors are investing in stocks of companies that are healthy and have good fundamentals. Therefore, investors do not care about price changes. Buying and selling is where investors or often called traders invest their money in buying shares of a company when the share price may go up in the near future. So I focused on price changes.

2 Strategy: Buy shares of a well-founded company. Buy stocks of companies that have an upward potential in the near future.

3 short term

Read also: Investing is a way to grow wealth, follow these tips to make maximum profit!

Building wealth by doing business

Trading can really bring in rupees treasury, provided you have the ability to read market movements well. Article - Commodity

Yes, trading is also known as high return and high risk, which means that the profit and the risk are equally high.

Knowing this, many traders use their profits by moving into the business sector to increase their wealth.

However, you still need to be careful when choosing a promising business sector that can generate significant returns, one of which is doing business in the education sector.

According to educational SMEs, they understand that education business is the right choice for business because education will never die, including Pak Yahto Devi Hosudo as the owner of PT Ambale.

“When many entrepreneurs face hurdles during the pandemic, my business is really growing because schools still need products or services to support learning. My sales have risen to more than 5 billion rupees,” Pak Yahto said.

Furthermore, Pak Yahto admitted that he focuses solely on finding sellers and improving the quality of goods and services sold. Meanwhile, to expand his business, he admitted that he relied on Pintek for funding.

“Pintec really helped me with the financing issues I was having. The loan limit is big, the application process is simple and the repayment is very fast. Thank you, Pintek, for making my dream come true as an entrepreneur,” said the man known as Dodo.

So, from the trading profits you earn, you can start an educational business and grow your business by partnering with Pintek to earn additional trading capital.

To get financing from Pintek, you can apply for SIPLah Order / Invoice Funding Products and Purchase Order / Invoice for SMEs playing SIPLah, LPSE or LKPP or e-catalog.

Also Read: LPSE Is The Solution For Small & Medium Business Growth, Here's The Complete Guide To The List!

Interestingly, you have the option of obtaining financing ranging from 50 million rupees to 1 billion rupees simply by providing a current account from the customer.